When applying for a mortgage loan in the UAE, you typically need your passport, Emirates ID, proof of income, recent bank statements, and a property sales agreement. Some lenders may request additional documents depending on your employment status and nationality. Our team will help you prepare everything you need for a smooth process.

Yes, expats can absolutely apply for a home loan in Dubai and across the UAE. Many banks offer mortgage solutions specifically for expatriate residents and non-resident investors. Our advisors will help you compare offers and guide you through the requirements.

Down payments usually range between 15% and 25% of the property value. The exact percentage depends on your residency status and the lender’s policies. We’ll help you understand your options and calculate your estimated costs using our mortgage calculator for UAE.

Approval times vary by bank but generally range from a few days to several weeks. Having all your documents ready can speed things up significantly. Our team works closely with lenders to reduce delays and keep the process on track.

Refinancing your current mortgage can help you secure lower interest rates or better terms. If you’d like to reduce monthly payments or access equity, our team can guide you through refinancing options with trusted UAE lenders.

We believe in full transparency. Our fees depend on the type of mortgage and services you need, and we’ll always explain them upfront before you commit to anything. No hidden costs, just clear, professional guidance.