Get the Best Mortgage Rates in the UAE

Compare home loan offers and exclusive rates from top UAE banks. If you’re an expat or UAE national, we help you find the right mortgage in Dubai or anywhere across the Emirates with ease.

200+ Trusted Clients

Your Trusted Mortgage Partner in the UAE

Why Mortgage UAE?

At Mortgage UAE, we specialize in helping both UAE nationals and expats secure the best home loan deals across the country. With deep knowledge of the local market and strong partnerships with top UAE banks, our goal is simple: to make getting a mortgage easier, faster, and more transparent.

85%
Faster Approvals. We Cut the Waiting Time from Weeks to Days.

When traditional banks delayed our clients, Mortgage UAE stepped in to streamline the process and move approvals forward quickly.

3x
More Loan Offers. Many Buyers Thought they had no Options.

Mortgage UAE opened the door to multiple competitive offers—side by side, no stress, no guesswork.

smart choices

Why Choose Us?

Local Experts

We understand the Dubai mortgage and property landscape inside and out.

Tailored Solutions

No matter if you’re buying your first home, refinancing, or using our mortgage calculator to plan ahead, we’ll match you with the right lender for your needs.

Support at Every Step

From your first question to final approval, your dedicated mortgage advisor will guide you through every stage.

No Hidden Costs

We believe in clarity and honesty - no surprises, just straightforward guidance.

Our Services

Helping you secure the right mortgage and more

Resident Mortgages

Take the stress out of securing a home loan in the UAE. With our local expertise and lender connections, we’ll support you from start to finish.

Super fast mortgage approvals
Exclusive rates with top lenders
Personalised advice
Full support throughout
Non-Resident Mortgages

Investing in UAE property from abroad? We offer simplified mortgage solutions and documentation for non-resident buyers.

Low-doc loan options
Ideal for expats and international investors
UAE-wide property coverage
Complete paperwork assistance
Equity Release & Buyouts

Looking to refinance or access cash from your property? Our team can help you release equity or lower your repayments with smarter financing options.

Unlock your property equity
Refinance at competitive rates
Reduce your monthly payments
Comprehensive step-by-step guidance
Commercial Finance

From buying commercial spaces to unlocking business capital, our consultants structure flexible financing solutions to meet your goals.

Purchase commercial property
Unlock equity for growth
Flexible finance terms
Guidance by experienced professionals

Ready to find your ideal mortgage?

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How it works

Secure your mortgage in 3 simple steps

Schedule a Consultation
01
Step 1: Share Your Goals

Schedule a consultation and tell us what kind of property you’d like to finance. You might need a home loan for a residential property or a mortgage for a commercial space. Either way, our team is here to help you explore your options.

02
Step 2: Compare and Choose

We compare rates and terms from trusted UAE lenders to find the best offers for your needs.

03
Step 3: Finalise with Confidence

Your dedicated mortgage advisor will guide you through the paperwork and approval, making the process smooth and hassle-free.

Testimonials

What Our Clients Say

Real feedback from brands we’ve helped grow.

"The team guided us through every step and helped us secure financing with ease. We moved into our villa in Dubai Hills in less than 3 months!"

"We were overwhelmed by options, but they found us the lowest rate and handled all paperwork. Highly recommend for first-time buyers."

"Their team was fast, responsive, and knowledgeable. We locked a mortgage for our apartment in JVC within days."

"Thanks to their flexible payment plans, we were able to buy our home in Yas Island without breaking the bank.”

"Being new to the UAE, we had so many questions. They walked us through everything and made us feel confident in our decision."

"I applied on a Monday and by Friday, I had pre-approval in hand. Their mortgage advisors are top-notch."

Looking to unlock better mortgage rates?

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FAQs

Everything you need to know

What documents do I need to apply for a mortgage in the UAE?

When applying for a mortgage loan in the UAE, you typically need your passport, Emirates ID, proof of income, recent bank statements, and a property sales agreement. Some lenders may request additional documents depending on your employment status and nationality. Our team will help you prepare everything you need for a smooth process.

Can expats apply for a mortgage in the UAE?

Yes, expats can absolutely apply for a home loan in Dubai and across the UAE. Many banks offer mortgage solutions specifically for expatriate residents and non-resident investors. Our advisors will help you compare offers and guide you through the requirements.

How much down payment is required for a home loan?

Down payments usually range between 15% and 25% of the property value. The exact percentage depends on your residency status and the lender’s policies. We’ll help you understand your options and calculate your estimated costs using our mortgage calculator for UAE.

How long does mortgage approval take?

Approval times vary by bank but generally range from a few days to several weeks. Having all your documents ready can speed things up significantly. Our team works closely with lenders to reduce delays and keep the process on track.

Can I refinance my existing mortgage to get a better rate?

Refinancing your current mortgage can help you secure lower interest rates or better terms. If you’d like to reduce monthly payments or access equity, our team can guide you through refinancing options with trusted UAE lenders.

How much do your services cost?

We believe in full transparency. Our fees depend on the type of mortgage and services you need, and we’ll always explain them upfront before you commit to anything. No hidden costs, just clear, professional guidance.

Contact Us

Let us know how we can help — we’ll get back to you fast.

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